Sarah Human MHA
Your Comprehensive Guide to Medicare Options Information
Coverage Options and No-Cost Enrollment Assistance.
We offer a wide range of product coverage:
Medicare Advantage
Medicare Supplements
RX Drug Plans
PACE
Are You New to Medicare?
Not Sure Where to Begin?
As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare. Unfortunately, understanding the “ins-and-outs” and selecting the right plan that suits your needs can be challenging.
Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our certified licensed insurance agents in your local area for free assistance.
Are You New to Medicare?
Not Sure Where to Begin?
As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare. Unfortunately, understanding the “ins-and-outs” and selecting the right plan that suits your needs can be challenging.
Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our certified licensed insurance agents in your local area for free assistance.
We're Your Trusted Partners In
Navigating Medicare
Confused about your Medicare options? Don't worry, you're not alone. Our knowledgeable licensed insurance team is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your healthcare needs.
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drugs)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and monthly costs vary.
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage.
With a variety of plans available, you can review your coverage and enroll in a plan that meet your specific needs and budget.
Your Trusted Partners In
Navigating Medicare
Confused about your Medicare options? Don't worry, you're not alone. Our expert team is here to help simplify the process and ensure you get the coverage you deserve. Let us guide you through all the options and find the perfect plan(s) for your needs.
Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C (Medicare Advantage)
The Medicare Advantage program is also called Medicare Part C.
Medicare Part D (Prescription Drugs)
Helps cover the cost of prescription drugs (including many recommended shots or vaccines).
Additionally, Supplements are available to help with costs not covered by Medicare:
Medicare Supplement insurance plans help pay your share of some of the healthcare costs that Original Medicare doesn't cover, like copayments, coinsurance and deductibles.
Medicare Advantage and Medicare Supplement are different types of Medicare coverage. You cannot have both at the same time. Medicare Advantage bundles Part A and B, often with Part D and other types of coverage.
Medicare Supplement is additional coverage you can buy only if you have Original Medicare Part A and B.
Not all plans are built the same, and premiums vary.
Medicare Supplement Insurance is sometimes also called Medigap because it helps fill the gaps in coverage and provides additional benefits such as dental and vision care.
With a variety of plans available, you can customize your coverage to meet your specific needs and budget.
We're Your Trusted Partners In
Individual and Family Health
Health insurance is a must in these unprecedented times, but it's tough to know what kind of coverage is best for your individual needs. At Sarah Human, we have access to all the top-rated carriers in your area, so you'll be presented with the best possible options for your coverage and budget needs. From the ACA Marketplace to Private Market Plans and Supplemental Policies, when it comes to health insurance, you have options.
We'll work to make sure you not only have coverage for your specific needs, but access to the doctors and hospitals you trust. Don't leave your family's health up to chance. Let us help you make an informed decision. Click the button below to get started with your free, no obligation consultation.
With Sarah Human, You Have Options:
ACA Marketplace
ACA Marketplace health plans, established under the Affordable Care Act, offer accessible and comprehensive healthcare coverage for individuals and families. These plans provide a wide range of options to suit different needs and budgets, often with subsidies available to help cover the monthly premiums. With ACA Marketplace plans, you can access essential health benefits, preventive care, and the assurance of coverage without waiting periods, regardless of any pre-existing conditions.
Private Market
Private market health plans, in contrast to ACA Marketplace plans, offer a different approach to healthcare coverage. While ACA Marketplace plans are government-regulated and designed to meet specific affordability and coverage standards, private market plans are offered by private insurance companies and may vary widely in terms of benefits, costs, and coverage options. Private plans often provide more flexibility in terms of network access and plan customization but may not offer the same level of standardized benefits or financial assistance as ACA Marketplace plans.
Supplemental Policies
Supplemental health policies play a crucial role in enhancing your overall healthcare coverage. These policies, such as dental, vision, hearing, cancer, critical illness, accident, and long-term care coverage, provide an extra layer of protection beyond your primary health insurance. They are designed to address specific healthcare needs that may not be fully covered by standard health plans.
Meet Sarah Human
With a Master of Science in Health Administration and many years of experience in
healthcare, I have built a strong foundation and credibility in the industry and my passion to serve my community has led me to choose a career in Medicare where I thrive on educating and empowering Medicare beneficiaries about their health benefit options so they can make informed decisions. I am bilingual and fluent in English and Farsi.
I am a local, licensed and trained independent insurance agent. I am certified with top
Medicare Advantage, Prescription Drug and Medicare Supplement insurance plan carriers. I represent most major companies with a Medicare contract and am qualified to answer any questions you may have.
At no cost, I will help you find a health plan that best suits your personal healthcare needs and your budget. By educating you on all the options available, I will give you the power to compare and the freedom to choose. Give me a call today. I look forward to serving you.
Professional Service
Simplify your coverage needs and secure your future. At Sarah Human, our seasoned professionals are here to assist individuals and families alike. Whether you need assistance with understanding your options, protecting your family's assets or preparing for the future, you can trust us to ensure that you'll get maximum coverage and peace of mind at a price you can afford.
Friendly and Free Service
At Sarah Human, you can count on friendly, professional, and free service. We help you find the best possible insurance coverage at the most competitive prices while ensuring that you have access to the doctors and hospitals you love. Our team of licensed, experienced agents is here to guide you through the insurance maze, making the process both easy and personalized. You can rest assured that your insurance needs will be met with the utmost care and attention, ensuring you and your loved ones are well-protected.
Protection Education
Our commitment goes beyond just finding the best insurance coverage for your unique needs; we also prioritize ensuring you fully understand what you're purchasing and how to maximize its benefits for both protection and savings. We believe in empowering you with knowledge, making insurance comprehensible, and assisting you in making informed decisions. With our guidance and support, you'll gain the confidence to navigate the world of insurance effortlessly, ensuring that you get the most out of your coverage while safeguarding your financial well-being.
Future Planning
Insurance is your essential tool for preparing not just for the unexpected but also for the significant milestones in your family's journey, from your children's sports endeavors to their college years and beyond. Whether you're planning for your future health and financial protection, or leaving a lasting legacy of love to cover your final expenses, at Sarah Human, our unwavering commitment is to offer you peace of mind, assuring you that your future is safeguarded, regardless of what it may bring. Schedule a free, no obligation consultation today!
Medicare Resources:
What You Need to Know
From "Dollars to Donuts"
Getting Started
Answers to common questions, such as: When should you enroll? How and when do you become eligible for Medicare?
Enrollment Periods
After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year.
Defining the ABC's
Medicare consists of parts A, B, C and D. Step one is to learn the "ABC's", how they work and your options with each part
Medicare Advantage Plans
Medicare Advantage Plans are provided by private insurance companies and can assist in maximizing your budget
Medicare Part D
Medicare's Part D is coverage for your medication needs and is provided by private insurance carriers.
Medicare Supplement Plans
Insurance sold by private insurance companies to cover Medicare's gaps. These are also called "Medigap" plans.
Special Needs Plans
SNP's are Medicare Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.
Medicare FAQ's
Have questions about Medicare and which options are right for your needs? Fill out our quote form or schedule a call with us today and connect with a licensed insurance agent. Our services are always complimentary
TESTIMONIALS
What others are saying
Hi Sarah, I truly want to thank you for everything you’re doing for my mother. Since my father passed away, I believe he sent us an angel—you—to help and protect us. I pray every day for you and your family, wishing you good health and that any challenges you face are quickly resolved. We have never met someone as kind and compassionate as you. May God bless you always. Thank you from the bottom of my heart.
I wanted to take this opportunity to thank you. Not only the insurance matter, you helped me so much, but honestly, like a kind daughter, you followed up on my Medicare health insurance. I never felt that you neglected me or felt short along the way. How can I thank you for all this kindness? I even felt that you were more worried about my health insurance than I was. I have been in America for 40 yearsand I have never seen or heard of such a good service. I am extremely thankful to you. You truly warmed my heart along this path. I don’t know with what words I can express my appreciation for you!
"Sarah is incredibly hardworking, always patient, and takes the time to clearly explain our benefits. No matter how many questions we have, she answers them with care and professionalism. Every time we reach out, she makes sure our needs are met and that we feel supported. We truly value working with Sarah and hope to continue doing so for a long time. I wholeheartedly recommend her to all my friends and anyone looking for a trustworthy and attentive insurance agent.
Last year I reached out to Sarah Human to help me select a plan, which allowed me to continue my medical care. I was so incredibly worried I would lose my long-standing primary care physician and specialists. Thankfully, Sarah eased my anxiety and fears with her kindness and depth of knowledge. She patiently and thoughtfully went over the plans available to me so that I could make a well-informed decision. I am so grateful to her, and it goes without saying that I will continue to seek her out when I have questions regarding my Medicare Advantage plan. She’s truly a gem of a person.
I was in a difficult situation and had no idea where to start with getting a new health plan. Sarah Human was a godsend. She was beyond patient and demonstrated an astonishing knowledge of all the different plans. She walked me through each option, explaining complex information clearly and concisely. Her dedication to finding the best solution for me was evident every step of the way. I am forever grateful for their guidance and expertise. God bless her!
Sarah is a wonderful agent. She goes out of her way to help me. I recommend her highly. She is the greatest.
My wife and I have had the true pleasure of being skillfully guided through all of our insurance needs by Sarah Human. Over the years we have had some serious medical challenges and many questions. Through it all Sarah has been by our side assisting us in every way possible, day or night, yet has remained one of the kindest people we have ever met. Simply put, GOD blessed us when he delivered us to Sarah Human. Thank you, Sarah.
Dear Sarah, my insurance is working great. The Phone numbers you sent are incredibly helpful to have handy. I am sharing your contact info with anyone that needs guidance with insurance. Thank you so very much for helping me with Medicare. You saved me a lot of hassle and heartache trying to figure things out alone!! With appreciation for everything that you do; and going above and beyond, making the world brighter!
Hi, Sarah, I want to sincerely thank you for all the help and support you’ve given me and my parents over the years. Your dedication and guidance have meant a great deal to us, and we truly appreciate everything you’ve done on our behalf. We are very happy with the health insurance coverage we have and the outstanding service you’ve consistently provided. It’s been a comfort knowing we can count on you, and we look forward to continuing to work with you in the future. Thank you again for all that you do.
Sarah Human
With a Master of Science in Health Administration and many years of experience in healthcare, I have built a strong foundation and credibility in the industry and my passion to serve my community has led me to choose a career in Medicare where I thrive on educating and empowering Medicare beneficiaries about their health benefit options so they can make informed decisions. I am bilingual and fluent in English and Farsi.
I am an Independent local, trained licensed insurance agent. I am certified with many top Medicare Advantage, Prescription Drug and Medicare Supplement insurance plan carriers. I represent most major companies with a Medicare contract and am qualified to answer any questions you may have.
At no cost, I will help you find a health plan that best suits your personal healthcare needs and your budget. By educating you on all the options available, I will give you the power to compare and the freedom to choose. Give me a call today. I look forward to serving you.
(310) 980-9509
We do not offer every plan available in your area. Currently we represent 10 organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
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